The Savvy Penny

FIVE EASY THINGS TO STOP BUYING TO SAVE MONEY

Five Easy Things To Stop Buying To Save Money When I was made redundant, my monthly income obviously ended overnight. I now make about 1/2 of what earning when I was employed, however I have adjusted my lifestyle accordingly and as a result do not feel like I’m earning that much less, and the freedom […] Read more…

REDUNDANCY -WHY I’M SO GRATEFUL!

I started this blog back in May 2017 with the intention to run it alongside my day job, to which I was just about to return, after having my second baby.  I’ve just found a post which I wrote not long after I returned to work, which I didn’t actually get round to posting. I […] Read more…

FIVE THINGS I NO LONGER SPEND MONEY ON

I’ve always been pretty good with money, but this list of five things I no longer spend money on is the changes that I’ve made since being made redundant last year.  I’m now working for myself from home and have had to have a good look at my finances in order to maximise the smaller […] Read more…

10 EASY WAYS TO SAVE MONEY ON FOOD

After rent/or mortgage payments, I think that one of the biggest outgoings is on groceries. If one of your goals is to save money, here’s my 10 easy ways to save money on food. 1.Meal Plan One of the biggest ways to save money is to plan your meals for the week or month before […] Read more…

BIRTHDAY FREEBIES-FREE GIFTS TO HELP YOU CELEBRATE!

Birthday Freebies-Free gifts to help you celebrate! It was my birthday recently and I managed to have a lovely day out using some lovely birthday freebies. I thought it would be good to share with you how I did this, as it’s so easy to do and it’s a lovely little surprise on your birthday. […] Read more…

10 WAYS TO HAVE A FRUGAL VALENTINE’S DAY

10 WAYS TO HAVE A FRUGAL VALENTINE’S DAY You really don’t need to spend tonnes of money celebrating Valentine’s day. Whilst it’s nice to show your loved ones that you’re thinking about them, there are plenty of ways to do this which cost nothing or very little; just a bit of creativity and imagination. Here’s […] Read more…

How to have a Frugal Christmas 2018!

How to have a Frugal Christmas 2018 Yes you did read that correctly and yes I know the last thing anyone wants to think about right now is next Christmas! However this is actually the perfect time of year to do just that if you want to make sure that you are prepared for Christmas […] Read more…

10 Fun Free or Frugal ways to enjoy the Festive Season

10 Fun Free or Frugal ways to enjoy the Festive Season I was looking through some old note books from a few years ago (I’d kept them because I’d made some lists/ideas of things I wanted to remember or refer to. Amongst these was a section entitled “Christmas Activities for free or cheap” (I love […] Read more…

Free Drinks and Doughnuts

Free Drinks and Doughnuts! I try to be as frugal as possible in order to reach my financial goals and therefore rarely spend money in coffee shops. However there’s something lovely about snuggling down in a cosy chair, fingers wrapped round a lovely warm drink, whilst watching the world go by. So the fact that […] Read more…

How to stretch your Maternity Leave Budget

How to stretch your Maternity Leave Budget In the last 3 years I’m been on maternity leave twice with a 6 month period back at work (I found out I was pregnant again 3 days after returning to work after my first baby!) I therefore know what it’s like trying to make your maternity leave […] Read more…